The maximum loan amount offered by Arcadia Lending varies based on various factors, including the financial health of the business, creditworthiness, and specific funding requirements. We can fund businesses up to $2,000,000, but the final loan amount will be determined through the application process.

The interest rates for loans provided by XYZ Private Lending are competitive and depend on several factors such as the borrower's credit profile, business financials, and the type of loan. We offer competitive rates designed to meet the needs of small businesses.

The eligibility criteria for securing a loan from Arcadia Lending Group may vary, but generally, we consider factors such as the creditworthiness of the business, revenue history, time in business, and the industry in which the business operates. We have options available for a wide range of businesses, but specific eligibility requirements will be discussed during the application process. A minimum of a 500 credit score and $100k in annual revenue.

The loan approval process typically takes a relatively short time compared to traditional lending institutions. We strive to provide a quick decision and, depending on the complexity of the application loan approvals can often be obtained within a few hours.

To complete the loan application process, you will typically need to provide documents such as bank statements, financial statements, tax returns, business licenses, and identification documents. The exact documentation requirements may vary depending on the specific loan program and your business's circumstances.

Yes, you can repay the loan early without incurring any penalties. At Arcadia Lending Group, we believe in providing our borrowers with flexibility. If you have the means to repay your loan ahead of schedule, you can do so without any additional charges or fees. In fact, we offer very attractive pre-payment discounts if you decide to do so.

Arcadia Lending Group is committed to transparency, and we aim to provide clear and upfront information about all fees associated with the loan. We strive to minimize hidden fees or unexpected costs. During the loan application process, we will discuss and disclose any fees that may apply, ensuring you have a comprehensive understanding of the total loan cost.

If you encounter financial difficulties or anticipate difficulty making a payment, we encourage you to reach out to our customer support team as soon as possible. We understand that unforeseen circumstances can arise, and we are committed to working with our borrowers to find suitable solutions, which may include payment deferral, restructuring, or other options.

Collateral or personal guarantees may be required depending on the specific loan program and the borrower's creditworthiness. While some of our loans may be secured by collateral, we also have many unsecured loan options available. The collateral requirements will be discussed during the application process, ensuring full transparency and clarity.